New Listing at Monterey Lakes in Lakes By The Bay. Super cute 3 bed, 2 bath home features an open floor plan, updated kitchen, NEW ROOF in 2020, 1 car garage, patio/deck and a fenced yard. Lakes by Bay offers beautiful walking paths, community pool, children’s playground, clubhouse and well manicured grounds. Monterey Lakes has a low association of $110 per month + the Master HOA for Lakes by the Bay is only $205 quarterly. Shown by appointment.